Terms and Conditions - Investment Consulting Services
June 13, 2025
These terms and conditions govern your use of Vornikiahub investment consulting services. By engaging our financial planning services, you agree to comply with these terms and conditions.
Acceptance of Terms
By accessing our investment consulting services and financial planning resources, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions, including our privacy policy and disclaimer.
Investment Consulting Services
Vornikiahub provides professional investment consulting services including portfolio diversification guidance, financial planning analysis, wealth management strategies, and market analysis consultation to clients throughout South Africa.
Our services include retirement planning, tax efficiency optimization, risk assessment, and capital growth strategies tailored to individual client needs.
Client Responsibilities
As a client of our investment consulting services, you agree to:
- Provide accurate financial information necessary for effective portfolio diversification analysis
- Maintain confidentiality of consultation materials and investment strategies shared during sessions
- Make informed decisions based on financial planning recommendations and market analysis
- Comply with all applicable South African financial regulations and tax requirements
Prohibited Activities
When using our investment consulting services, you may not:
- Share confidential investment strategies or financial planning materials with unauthorized parties
- Use our consultation services for illegal financial activities or tax evasion
- Misrepresent financial information or provide false data during wealth management consultations
- Attempt to reverse-engineer or replicate our proprietary investment analysis methodologies
Intellectual Property Rights
All investment consulting materials, financial planning tools, market analysis reports, and proprietary methodologies remain the intellectual property of Vornikiahub. Clients receive limited rights to use these materials for personal investment purposes only.
Payment and Fees
Investment consulting fees are charged on an hourly basis according to our published pricing structure. Payment terms include:
Hourly rates from R1,800 to R9,000 depending on consultation complexity and services required
Payment due within 7 days of consultation completion via bank transfer or approved payment methods
All fees include VAT at current South African rates and are subject to standard processing charges
Refund and Cancellation Policy
Consultation fees may be refunded if cancellation occurs more than 48 hours before scheduled appointment. Same-day cancellations or no-shows forfeit full consultation fees. Partial refunds may apply for incomplete sessions due to technical issues.
Limitation of Liability
Vornikiahub's liability for investment consulting services is limited to the amount paid for specific consultation sessions. We are not liable for investment losses, market volatility impacts, or consequential damages arising from financial planning decisions.
Total liability shall not exceed R50,000 per client relationship regardless of the nature of claims or consultation fees paid.
Client Indemnification
Clients agree to indemnify Vornikiahub against claims arising from investment decisions, regulatory violations, or misuse of consultation materials. This includes legal costs and damages resulting from client actions contrary to our recommendations.
Service Termination
Either party may terminate the consulting relationship with 14 days written notice. Vornikiahub reserves the right to immediately terminate services for breach of these terms, non-payment, or illegal activities.
Governing Law
These terms are governed by South African law. Any disputes shall be resolved through South African courts with jurisdiction in Johannesburg, Gauteng Province, following applicable financial services regulations.
Dispute Resolution
Disputes regarding investment consulting services shall first be addressed through direct negotiation. If unresolved, matters will proceed to mediation before formal legal proceedings under South African commercial law.
Terms Modifications
Vornikiahub may update these terms to reflect changes in investment consulting services or regulatory requirements. Clients will be notified of significant changes via email or website announcements.
Severability Clause
If any provision of these terms is deemed invalid or unenforceable, the remaining provisions shall continue in full force and effect, ensuring continued access to our investment consulting services.
Complete Agreement
These terms, together with our privacy policy and disclaimer, constitute the complete agreement between clients and Vornikiahub regarding investment consulting services, superseding all prior agreements or understandings.
Legal Contact Information
For questions regarding these terms and conditions or legal matters related to our investment consulting services:
Email:: info@vornikiahub.com
Phone:: +27 82 878 5626
Address:: 15 Sandton Drive, Sandton, Johannesburg, 2196, South Africa
By using our investment consulting services, you confirm that you have read, understood, and agree to be legally bound by these terms and conditions.